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7
Money Savings Credit Card Ideas
1.Check 3 things
about each card. Annual fees, interest rates, card freebies and
benefits. An annual fee may be well worth it if the
card offers benefits you will use. A money saving feature
of many but not all cards is can you review your
statement online?
2. Errors in your
credit report can result in your paying higher interest or being
rejected or worse.  Make sure you are not the victim of identity
theft, i.e. someone using your identity to get credit.
3. Get a
credit card and use it to build credit and use someone else's
money. If you have fair to good credit apply direct. Try Amex who offers money wise features
unavailable from some other cards.
4. Organize
your financial affairs. It's easier (and better) for some folks
to pay on time using a bill payment and management service like Paytrust or online payment
services of your local bank or ebanks. These services save
your time and can optionally eliminate postage and
paper bills and they will remind you when bills are due.
5. You can
earn much higher interest, avoid most bank fees
and get a broad range of included free services at some
of the online
banks.
6. If
something seems too good to be true or seems unusual check these
government Consumer Protection Articles and check the company out carefully
before dealing with them.
7. Be aware
of the identity theft problem.
Money Wise Tips From A Millionaire
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